When one of my clients was a few points shy of qualifying for a better rate, we didn’t panic—we pivoted.

Instead of waiting months to build their score the slow way, I shared a strategy that worked quickly:

→ Become an authorized user on a credit card owned by someone with great credit.

Their parents added them to a long-standing card with low utilization and perfect payment history.

Just a few weeks later? Their score jumped up, and we were good to go

This move isn’t for everyone—but if done right (with someone you trust), it can help you level up your credit and unlock better options.

Thinking of buying soon and want a personalized game plan? Comment or DM me the word “GUIDE” for my free 10-minute strategy session—loaded with tips most buyers never hear about!

❤️ Like, save this for later, and share with someone who could use a score boost.

—April Hutchins a Texas mortgage expert helping homebuyers make smart financial moves

Follow @aprilhutchins22 for mortgage tips and home buying hacks

#MortgageTips #CreditScoreHack #MortgageHelp #HoustonMortgageBroker #TexasHomeLoans #Houstonmortgagepro #TexasMortgageBroker