Want to buy a house but don’t have a big down payment? Here are 5 loan options that can help you get in with less than 3.5% down:

✅ FHA Loan: Live in the home for 1 year, 580 credit score, 2 years of employment, have money for the down payment

✅ FHA 203K Loan: Perfect for fixer-uppers, finance both the home and renovations in one loan

✅ VA Loan: 0% down payment, no minimum credit score, live in the home for 1 year, 2 years of income

✅ USDA Loan: 620 credit score, 0% down payment for homes outside metro areas

✅ Let’s not forget: Conventional Loan: As low as 3% down, 620 credit score, 2 years of employment

Which one fits your situation best?

Ready to take the leap into homeownership? Comment “READY” and let’s start the mortgage pre-approval process. Not quite ready yet, but thinking about buying in 2025? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!

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NMLS: 2533210
Co NMLS: 243567